You know I am a big fan of protecting what matters most. I guess I should be as I am an insurance agent. One thing that I find quite often is little to know life insurance on an unemployed spouse. Many folks think that just because their significant other is home raising the children there is no income to replace.
Did you know that if you had to hire someone to do the things your stay at home spouse did, it would cost you quite a hefty sum. As a matter of fact, the national average for a full time homemaker runs between $64,000 - $174,000. Dont believe me? I have attached a link below that helps you calculate the hidden paycheck.
http://swz.salary.com/momsalarywizard/htmls/mswl_momcenter.html
If your spouse does not have life insurance, I would hope that you consider speaking with your agent to explore your options. If you prefer, please give me a call at 877-232-9899 or drop me a note at deanakey@allstate.com. I would also be happy to lend a hand.
That's all I have to say about that.
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